There are multiple ways for you to change your account repayment method during checkout:
- You can update the card associated with your auto-pay authorization.
- You can also switch to manual payments, but we do not recommend this as it requires you to log in by each payment due date and manually make a payment. If you miss a payment your account will be frozen until your account is brought current. If you wish to make manual payments, choose this option at checkout. All future payments will now require you to manually log in and make a payment.
Any changes to your repayment method will affect all future payments. For example, if you were previously making manual payments, but decided to make auto-payments on your second order, all future payments will be processed via auto-pay.
Paying in full for an item at checkout does not impact your Spending Limit or the default repayment method attached to it. Also, at this time, you cannot change your payment method within My Account once you log in.