Why is there an 18% fee on eCertificates?

 Zebit has an 18% handling fee, whether they are purchased or financed. 

The 18% fee is similar to a service charge from an event ticket company. This handling fee covers Zebit’s costs to automate the eCertificate process as well as operational costs involved in being able to manage sales for eCertificates, which includes the purchase, review and fulfillment of all orders.